Keep your debit card pin private

Entering your debit card pin number is a great security feature to prevent fraud. However it is not even required by most stores. This is useful and troubling at the same time. I have been in situations where someone is right behind me and I don’t want to enter it in front of them. The solution is simple choose the “credit” option when prompted by the magstripe terminal. When you’re using credit no pin is required and this will work at any self serve or swipe it yourself payment terminal. For other places where the merchant swipes the card simply answer credit when they ask “debit or credit?” and you wont need your pin number. This method also comes in handy when sending the kids out for some milk or any situation where they ask for a pin just say “run it as credit”.